Financing

The idea of owning a property in Spain is very attractive & It is estimated that over the next five years, 1.5 million foreigners will buy property in Spain. But at the same time it can also seem very daunting. The key is to get good professional guidance throughout your property purchase.

 

SpainDirect4U are able to provide many of the services and considerable information you need to progress through all the various buying stages and we also like to work with professional companies in the Legal, Banking and Mortgage sectors.

 

 

We work with a legal company who specialises in all aspects of the property market and who have helped the majority of our previous clients buy and sell their homes in Spain. They offer a full and personal service to cover the legal aspects of your property purchase or sale. Some of the services covered are, Purchase and sale contracts, Bank guarantees, NIE numbers, Translations, Spanish wills, Property taxes, Water and electricity contracts, Community charges and Property registrations. They also offer a personal one to one service and all clients of our PRO package receive a discount on their charges.

 

 

Due to the sheer number of banks in Spain it can prove difficult when deciding which one to use. However, SpainDirect4U has setup links with the largest Banks in Spain. Our main objective for these collaborations is to ensure that our clients receive the best financial backing and advice whether they are living temporarily or permanently in Spain. Here are some of the banks we have worked with over the last 6 years Banco Popular, Banesto, Bankinter, Barclays, Cam bank, Deutsche Bank, Halifax, La Caixa, Lloyds TSB, Santander and SolBank.

 

In addition to working with some of the finest banks in the country to open accounts and secure funding for our clients we also work with a mortgage broker. They are a long standing company who work with a large selection of banks and finance houses to secure the best and most varied forms of funding for our clients, here are a few types of mortgages generally not found in the high street; Interest-only, Self-Certification, Stage Payment / Self-Build, Low Deposit, Buy to let, Commercial, Equity Release, Re-mortgages and Cambio de Casa. They really do offer a great service and clients of our PRO package also receive a discount on their charges.

 

We are confident that these partnerships will help in our commitment to make the whole experience of buying property in Spain, easy, straightforward and enjoyable.